When it comes to finding truck insurance quotes, there are many things you should know to get the best rates. This site will help you clarify the quote process, identify the best sources, and determine which truck insurance provider will best meet the needs of your business.
Before you begin shopping for insurance quotes for trucks, you will need to determine the type of insurance you need. Insurance providers offer several types of truck insurance. Western Truck Insurance Services describes these products as follows:
- Physical Damage insurance. Coverage for your truck and trailer. The rate is determined by the value of your equipment.
- Primary Auto Liability. Insurance required by law. Even if you lease your trucks, they must have liability insurance to protect other drivers.
- General Liability. Insures businesses for damage or injuries that might not involve a truck.
- Non-Trucking Liability. Covers accidents when drivers/trucks are not under dispatch. The coverage is also called deadhead coverage or bobtail liability.
- Non-Owned Trailer Liability. C overs trailers you pull for others.
Please note that there are other kinds of truck insurance coverage. This is by no means a comprehensive list.
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